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    Non-credit installment installment loan

    Almost everyone is familiar with the term “credit-independent installment loan at a fixed rate”. However, not everyone looking for a loan has a clear idea of ​​what is behind the concept. This loan is quickly confused with a “no” credit rating. But he has nothing in common with that. The applicant must always have sufficient creditworthiness for this loan.   A credit-independent installment loan at a fixed rate A credit-independent installment loan appears in the middle of every credit calculator listing. This variant of an installment loan is not always called that. The term credit-independent fixed-rate loan is used more often. In other listings, the description is completely omitted. Then…

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    Interest rate development loans – forecasts for the future

      The interest on a loan is the decisive factor for the level of the total burden on the debtor, especially in the case of long-term financing – a difference in interest rates of just 0.5% can become a five-digit financial disadvantage for the borrower over the years. Accordingly, it makes sense to take a closer look at the development of interest rates on loans in advance. Current situation Interest rates fell sharply as a result of the financial crisis and remained at this low level for quite some time. Now 2011/2012 is rising again slightly, and most experts believe that they will continue to climb and will at least…

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    Take out a loan in 3 steps: Including Comparison & video

    Our recommendations for your financing – including test 2020 and credit comparison the essentials in brief All consumer loans are now also available online – usually on much cheaper terms than in a bank branch. The application is quick and easy via email and document upload. In favorable circumstances (e.g. with an online loan from your own bank), it only takes 48 hours between submitting an application and receiving an account. Credit costs are presented transparently: consumers can easily identify which loans are cheap without specialist knowledge. The prices for an online loan are low, since the processing via the Internet incurs only low costs. In the most recent credit…

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    Credit for house building – what you should know?

        How to finance your own property with credit? Read here what information you need for a home loan. You can also use our free and non-binding comparison calculator to get an overview of the current credit market! What should you watch out for when building a house loan? House financing must be designed in such a way that the financial requirements for building a house are actually covered. At least as important is the definition of a sustainable load that the builders do not overuse. This is often done by choosing the term, since the longer the term, the lower the rate required for interest and repayments. Financial…

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    Home loan: fixed interest period and termination

    In the case of real estate financing or construction loans in particular, it is customary for the interest to be fixed in the long term – the duration of the commitment is sometimes also called the fixed interest period or the fixed interest period. In Germany, fixed interest rates are much more common in construction finance than in other countries, such as the United States. If the interest on the loan is fixed, this means that the borrower does not have to worry about changing situations on the financial market because they do not affect the interest rate during the fixed interest period. If the fixed interest period has ended,…

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    How to apply for a 14,000 USD credit

    A 14000 USD loan is no longer a small loan, but it is still easy to obtain from banks if the credit rating allows it. A small car can be bought with a 14,000 USD loan, a super modern kitchen or a new bathroom can be purchased. You can see there are many reasons for the loan and there are just as many loan offers. The conditions will show to what extent the customer can meet the conditions of the bank. The overview of a loan Before banks approve a loan, they will work out a budget with the customer. This shows whether the customer can pay a loan at…